Welcome to Maitz Home Services Loan Center
We work closely with the following:
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Energy Loan:
What is EnergyLoan®? Low Monthly Payment Financing for High Efficiency Home Improvements.
EnergyLoan® is an unsecured loan program with preferential interest rates and longer payment terms designed to make fast and affordable financing from $2,500 to $20,000 available to homeowners for most types of improvements that improve the energy efficiency of your home.
Click Here to Apply Online for an EnergyLoan with Maitz Home Services - Allentown, Bethlehem, Easton, and all of Lehigh Valley
Keystone Help:
What is Keystone HELP®? A special low rate, low payment loans. With the Keystone HELP® Programs, most Pennsylvania homeowners who meet the program's eligibility guidelines can get a low cost loan for ENERGY STAR® rated and high efficiency heating, air conditioning, air sealing, insulation, windows, doors, geothermal and “whole house” improvements using Home Performance with ENERGY STAR®. These lower rates can save consumer thousands of dollars over the life of the loan, further enhancing the energy saving from the improvements being made and minimizing out of pocket costs.
Please note that a household may receive only one Keystone HELP loan each fiscal year, which is defined as the period from July 1 until the following June 30.
Click Here to Apply Online for a Keystone HELP Energy Efficiency Loan with Maitz Home Services Allentown, Bethlehem, Easton, and all of Lehigh Valley
Click Here to Apply Online for a Keystone HELP Geothermal Loan with maitz Home Services Allentown, Bethlehem, Easton, and all of Lehigh Valley
Keystone HELP® loans are fast and simple. Most loan applications are approved within hours and paid to Maitz Home Services immediately upon satisfactory completion of the job.
- Keystone HELP® loans offers:
- - Special, low interest rates locked in for the life of the loan
- - Longer terms and lower rates than typically available
- - No penalty for pre-payment
For loans from $1,000 to $15,000 Keystone HELP loans have lower fixed rates and long amortization terms (meaning lower monthly payments) than typical unsecured financing options such as credit cards or shorter term bank loans.
For larger improvements, up to $35,000, Keystone HELP loans provides an affordable home equity option for homeowners with limited home equity and below market rates for consumers with equity who choose to do "whole house" improvements.
Eligible improvements must be installed by Maitz Home services or a Keystone HELP® Approved Contractor.
Ftl Finance:
What is Ftl Finance? FTL Finance offers convenient 90 Day Same As Cash financing for residential HVAC (heating, ventilation, and air conditioning) equipment purchases. Our outstanding customer service provides rapid turnarounds and fair evaluations of entire credit histories, not just the score.
Finance is a Missouri based company specializing in lease financing of HVAC equipment for residential and commercial properties since 1996. They have built a rapid response financing system customized to your needs.
The chart below is for comparision
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Credit Card Programs
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Features |
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Amount |
$2,000 |
$2,000 |
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APR |
14.9% |
19.5% |
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Monthly Payment |
$46.90 |
$40.00 |
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Total Payments |
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Amount |
$2,814.00 |
$4,200.00 |
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Interest Paid |
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First 12 Months |
$279.15 |
$412.40 |
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Total |
$814.00 |
$2,200.00 |
|
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Principal Reduction |
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|
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First 12 Months |
$283.65 |
$98.50 |
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After 5 Years |
$2,000.00 |
$752.53 |
|
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Balance Outstanding |
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|
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First 12 Months |
$1,716.35 |
$1,901.50 |
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After 5 Years |
Zero! |
$1,247.47 |
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VS
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Credit Card
Programs
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Competitive Rates
Better rates enable purchasing of higher efficiency equipment
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High Interest Rates
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Fixed Interest Rates
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Rate increases on past
due payments
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Simple paperwork
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Cumbersome applications
& multiple forms
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Commercial financing available
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No commercial
financing options
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